Acorns - Invest Spare Change

Acorns - Invest Spare Change

Invest as little as $5 into more than 7,000 stocks & bonds


Additional Informations
  • Current Version: Varies with device
  • Updated: December 13, 2017
  • Requires Android: Varies with device
  • Installs: 1,000,000 - 5,000,000

Screenshots


Descriptions


►Grow your oak!◄
With Acorns, it’s simple and secure to invest in your future, automatically. In fact, more than 2 million people are doing it! It only takes a few minutes. Ready to grow your oak?

►FEATURES◄
○ Painlessly invest your spare change into a diversified portfolio of ETFs of over 7,000 stocks and bonds automatically
○ Easily invest more - with Recurring Investments (daily/weekly/monthly), One-Time Investments, Referrals, and Found Money!
○ Watch your progress – check in on your account from anywhere
○ SIPC Protected – up to $500,000 is protected against fraud so your money is secure
○ Stay educated – Gain access to our online personal finance publication, Grow Magazine
○ Withdraw anytime – at no charge.

►WHAT THE WORLD IS SAYING◄

FORBES: “The app makes investing effortless.”[1]

ABC NEWS: “If you set aside just $5 every couple of days you would have set aside $1,000 in a year.”[2]

WIRED: “Acorns simplified the often tedious and complex process of investing.”[3]

US NEWS: “Acorns offers a unique solution to overcoming the mental barrier: ‘I just don’t have enough money to be investing.’”[4]


►TRUSTED AND INTELLIGENT◄
○ 256-bit encryption to keep your information safe and secure
○ Automatically rebalances your portfolio
○ Automatically re-invests your dividends for you
○ Diversified Portfolio includes hundreds of international companies, corporate and government bonds, and real estate.

►PRICE◄
Acorns costs $1 per month for accounts investing less than $5,000. After your account grows past $5,000, the fee switches to 0.25% per year (@$5,000 that’s about $1 a month). That’s like 3 semi-fancy cups of coffee (you know you do it) a year, just to invest in your future.

In order for Acorns to invest your spare change from purchases, which is part of why we charge $1 per month, you will need to connect a bank account. Worry not - we've got 256-bit encryption. That's a nerdy way of saying we're as secure as the people you bank with. Now, stop reading and get invested.



This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. “Acorns”, the Acorns logo and “Invest the Change” are registered trademarks of Acorns Grow, Inc. Copyright © 2016 Acorns and/or its affiliates.


Information about FINRA is available at www.finra.org. Explanatory brochures about SIPC protection are available upon request or at www.sipc.org.

[1] http://www.forbes.com/sites/duncanrolph/2014/09/10/4-online-tools-to-manage-your-money-in-the-21st-century/
[2] http://abcnews.go.com/WNT/video/slow-steady-key-retirement-savings-28043857
[3] http://www.wired.com/2014/08/acorn-app/
[4] http://money.usnews.com/money/blogs/my-money/2014/12/26/wealth-management-tools-for-the-not-so-wealthy

Reviews


4.3
36,736 total
5 24,583 
4 6,510 
3 1,794 
2 1,174 
1 2,675 

  • Acorns - Invest Spare Change
    Brianna Durr Published date: December 14, 2017

    The app worked great until there was an Unauthorized transaction of $20 overdrafting my bank account. I didn't Authorize or set it up to take any money out.In fact I stop all transfers weeks before.I tried to contact customer service and no one has gotten back to me.It pisses me off because now I'm out of $54 including over draft fees..Don't use app. Really thought this would be a great way to invest... guess not.$20 was magically pulled out of my banking account and is not showing up in acirns...Do not use this app. Full Review

  • Acorns - Invest Spare Change
    Jian Ming Khor Published date: December 17, 2017

    Love how easy it is for me to invest. As a grad student, I'm living paycheck to paycheck. Hence, this app allows me to save money without a huge impact on my account. Use this reference code to get $5 to start: XCYFCL Full Review

  • Acorns - Invest Spare Change
    rayvin robert Published date: December 14, 2017

    Is the BEST way to save money!! LOVE LOVE LOVE Full Review

  • Acorns - Invest Spare Change
    Jeffery Sharp Published date: December 17, 2017

    Easy to use, a beautiful interface, and a good investment model. Thanks this app is going to change my future. Full Review

  • Acorns - Invest Spare Change
    Published date: December 17, 2017

    Its a well developed app! Great job to everyone that is involved in making this application! Full Review

  • Acorns - Invest Spare Change
    Thomas McCartan Published date: December 12, 2017

    Easy there way to use. Money just keeps adding up and you don't even have to think about it. Love it. Full Review

  • Acorns - Invest Spare Change
    Rachel Welborn Published date: December 11, 2017

    It does no good when yall freeze my account Full Review

  • Acorns - Invest Spare Change
    Dorian McKinley Published date: December 11, 2017

    Great app. It's my new personal piggy bank. Full Review

  • Acorns - Invest Spare Change
    Quisqueya Santana Published date: December 8, 2017

    Very convenient to all specially to those that can't invest Full Review

  • Acorns - Invest Spare Change
    Juan The Pie Published date: December 8, 2017

    I only downloaded it because if the catchy ad song Full Review

  • Acorns - Invest Spare Change
    Gabriel Rogers Published date: December 8, 2017

    Great app Full Review

  • Acorns - Invest Spare Change
    Published date: December 14, 2017

    Good Full Review

  • Acorns - Invest Spare Change
    Lou Phillips Published date: December 16, 2017

    PLEASE READ - use code MHFRE8. This app has been so beneficial to me. Since December 1st, I've accumulated $38.29. It takes a couple of days to withdraw it, it's not instant, which is great or I would have already gotten into it. It's less hassle to just let it sit & grow. If you live paycheck to paycheck & have a hard time saving money like I do, download this. Use MHFRE8 please when you sign up. I would truly appreciate it. UPDATE I'm at $60 saved. Full Review

  • Acorns - Invest Spare Change
    Ariel Hall Published date: December 17, 2017

    My co-worker told me how good this app was and to be honest I was reluctant to add my SSN in order to start however I do understand it is for investments. What I dont understand is why this app is asking me to take a picture of me SS card and drivers license. When I asked my co-worker about this he said he never had to do this. It sounds like a great concept however I will never go so far as to take a picture of my ID and SS card...never Full Review

  • Acorns - Invest Spare Change
    Scratch King Published date: December 12, 2017

    The app in itself is great however getting any kind of live customer service takes 30 minutes or more of holding on the phone. I have over 20k in my acorns and am steadily adding bit at this point seriously considering a withdrawal because of lack of live customer service. HIRE A FEW PEOPLE TO ANSWER THE PHONE FOR GOD'S SAKE Full Review

  • Acorns - Invest Spare Change
    Charls K Published date: December 5, 2017

    Hard to get a live or email representative been waiting 3 days. Their response to negative reviews is faster than customwr service. No callbacks just hold music, then they tell you email them and hang up. Their system will still withdraw from disconnected accounts. Beware Full Review

  • Acorns - Invest Spare Change
    C Richardson Published date: December 13, 2017

    Roundups do not change the immediate purchase, and instead are spurious withdrawals of amounts not fully explained in the app. Found money purchases do not produce additional investment. Investments rely on only 6 of all the potential and daily changing funds in the whole world. Pending a feedback response, this seems like a scam designed to get two or three unrefundable monthly fees from each person who forgets to unenroll and uninstall. Full Review

  • Acorns - Invest Spare Change
    Cami Lynn Published date: December 13, 2017

    I have LOVED to dollar round up tool, I saved pennies here and there for a year and never even noticed it was gone! Next thing I know I had $400 saved up for an emergency! Or to keep investing! I highly recommend this app to everyone of all ages. It is AMAZING! Full Review

  • Acorns - Invest Spare Change
    Michele Devine Published date: December 1, 2017

    Sounded like great idea until $30-$40 started coming out of my bank acct. every 2 weeks! Not only was it rounding up my purchases, it automatically picked up my kids accts. linked to my acct. and was rounding up their activity! In addition it rapidly said I invested $5 about 8 times in a two week period? I did this ONCE at setup. Last kicker the program even took $1.00 after my acct. was overdrawn from all of these "deduction"? Something went really wrong, really quickly with my acct setup!! BE VERY CAREFUL! Full Review

  • Acorns - Invest Spare Change
    C. Batton Published date: November 26, 2017

    It's great when it works. Unfortunately, it de-links my bank account every few days. There isn't a built in notification tool to let you know your account needs to be fixed. Add this feature Acorns! Your app us suffering without it. Full Review

  • Acorns - Invest Spare Change
    Joe Pallotti Published date: November 27, 2017

    It hit 5 stars a year ago and since then they've begun fixing what isn't broken. Now it's nearly worthless. Projected value is capped and they removed dividend transactions. Impossible to see what is actually happening besides the round ups. On the verge of withdrawing Full Review

  • Acorns - Invest Spare Change
    Tony Minier Published date: December 12, 2017

    Awesome app, the roundups are what kept me going with this app (literally). When I didn't want to put money into savings, acorns was doing it all for me without me even thinking about it. I love the fact that you can save a good amount of money without any thought about it. I think this is a great platform for an absolute beginner, which is what I was. Full Review

  • Acorns - Invest Spare Change
    mcgee michael Published date: December 15, 2017

    I was looking for a way to invest some money but i really enjoy spending money so i never have decent amounts extra laying around info order to invest with. This help takes my love of buying things with my want to save/ investinfo my future and let's a great hgabbit( investing) spin from a bad habit(constantly buying things) Full Review

  • Acorns - Invest Spare Change
    Brad Menadier Published date: December 2, 2017

    Acorns is awesome. Period. I use it as a savings account. I plan money and increase it as I am able. Right now I am doing $7 daily and 10x multiplier. I can tell you it adds up very quickly. I have withdrawn twice and the money is wired into you bank account within 5 business days. Awesome! Full Review

  • Acorns - Invest Spare Change
    Tasty Values Published date: December 7, 2017

    I can't link my debit card to round up cause my bank for some reason is not on the list and I have messaged their support many times and they haven't responded to me once.. All I wanted is to link my card so I can use round up. Full Review

  • Acorns - Invest Spare Change
    James Welsch Published date: November 19, 2017

    Use it as a savings account. It takes about five days to get your money out so it is not easily spent. A lot of options to play with to customize your lifestyle. Wish the round ups came out of my checking account a little faster to better budget my weekly finances. I live paycheck to paycheck. Full Review

  • Acorns - Invest Spare Change
    Published date: November 26, 2017

    Cool app if you're trying to get started with investing. And using your spare change is the best way to do so. Don't really notice it since its just a few cents here and there. Next thing you know, you have a nice little nugget sitting in your investment account. Great app! Full Review

  • Acorns - Invest Spare Change
    Raj Published date: December 10, 2017

    Be sure to track your investment. For me I noticed that my earnings are negative in addition to paying fees. My thinking is simple if I am paying for service, even though I don't make good money I should not be loosing money and paying for loosing money. This is my opinion. Full Review

  • Acorns - Invest Spare Change
    John Hembree Published date: November 24, 2017

    Think if you can get it all set up, it's great, but having troubles linking card to account after my bank account was already verified and money taken out. Think it should be easier to do everything needed. Full Review

  • Acorns - Invest Spare Change
    Xavian Jones Published date: November 23, 2017

    It won't let me access my account after giving them my social they ask me to enter a different because they say my account has already been made with that social and I made It yesterday I even invested 10$ soni don't understand how it want me to confirm a account when I made it yesterday. Who can help me out? Full Review

  • Acorns - Invest Spare Change
    DeRussell Masina Published date: December 3, 2017

    Highly recommend, in life it's not always about the money you make but rather the money you keep. This investment app gives returns and helps my money stay my money while I'm spending funds. Simplistic and works! Full Review

  • Acorns - Invest Spare Change
    andrew howard Published date: December 14, 2017

    Customer service is non existent. Wanted to make a change. Closing my account as soon as i can get ahold of them for lack of support Full Review

  • Acorns - Invest Spare Change
    Published date: December 7, 2017

    Acorns and its other company by the same name are not liable under the agreement for lost personally identifiable information/"unauthorized access." This means that they can't be held liable for losing PII such as name, address, SSN, etc. Caveat emptor. Regulatory oversight is not a substitute for promising the protection of customer data rather than relying on good will. Full Review

  • Acorns - Invest Spare Change
    Ryan Vollmer Published date: November 28, 2017

    The app works, but they will find every opportunity to cheat you out of the "found money". I had a terrible experience with their customer service. After a never ending chain of email screen shots they eventually just shut me down over ten cents. It was very evident that they didn't want to help. Pay attention to and keep detailed records, because they will take advantage of you. Full Review

  • Acorns - Invest Spare Change
    brandon faletti Published date: November 23, 2017

    Keeps unlinking my bank account and now it won't even sign in at all. Will probably delete. Good way to save your change up but stock-wise whoever advises them has no idea what they are doing. Full Review

  • Acorns - Invest Spare Change
    Joanne wright Published date: December 4, 2017

    I am waiting patiently to rate this app fairly. So far so good. I hope i did the right thing because they have so much of my personal information. I'm praying.... Full Review

  • Acorns - Invest Spare Change
    Published date: November 28, 2017

    It is a really great way to get started building your portfolio, especially if you don't want to invest a huge lump sum inicially. Unfortunatly you can't control what companies you invest in. Full Review

  • Acorns - Invest Spare Change
    Published date: December 5, 2017

    I've been doing this for years in a water jug next to my dresser. At the end of the day reach in my pocket pull all the change and sometimes ones out of my pocket and put them into the jug. Wish I had known about this years ago this makes it so easy. Oh by the way one time when I rolled that jug into a bank it took them 2 days to count it, but it was $800 of Mad Money to take on vacation. People complaining about customer service I had issues on the front end getting my accounts linked properly. I had excellent customer service through email they helped me through the process and fixed every issue I had. Full Review

  • Acorns - Invest Spare Change
    Mansoor Musleh Published date: December 4, 2017

    I tried this app for a few days then i realized that they withdraw money from my account almost daily!!! I decided to withdraw all my money and close the account. Now 5 days waiting and they won't give me back my money. Full Review

  • Acorns - Invest Spare Change
    Jake Niles Published date: November 29, 2017

    Really a terrible scam. 100% of the money i "invested" went into fees when i withdrew the money. $40 totally gone. Just poof... It said i "earned" $10 dollars, then it just gobbled it up when it came time to withdraw. I'm updating my review from awhile ago, because it got deleted for some Reason. Full Review