The new, better way to invest is here.

Additional Informations
  • Current Version: Varies with device
  • Updated: December 14, 2017
  • Requires Android: Varies with device
  • Installs: 100,000 - 500,000



Betterment is an online financial advisor with one purpose: to help you make the most of your money. We're taking proven investment strategies and using modern, intuitive technology to give them to all investors. We serve one purpose: to help you make the most of your money, so you can live better.

We make tailored recommendations on decisions like how much to invest and how much risk to take on in your portfolio. Then, we invest your money in a globally diversified portfolio of low-cost ETFs and help lower taxes in ways many traditional investment services can’t match.

Seek higher returns through:
•  Automated portfolio management
•  Globally diversified portfolio of ETFs
•  Tax‑efficient investing features, like tax loss harvesting and asset location

Get a better investing experience:
•  Access to licensed financial experts for all customers--anytime, anywhere
•  Sync your external investments
•  Customer support 7 days per week
•  Your satisfaction guaranteed—learn more:

Invest and save with transparency:
•  Low-cost, straightforward pricing plans—learn more:
•  Low-fee funds
•  No additional trading or rebalancing fees

Your security is our top priority:
•  Access your account with Fingerprint or a secure PIN
•  Strongest available browser encryption
•  Member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 for claims for cash). Explanatory brochure available upon request or at

It’s easy—sign up today, make a qualifying deposit, and we’ll automatically waive your management fee. The amount of time you get managed free is based on the total amount you deposit within 45 days of opening an account. See for terms and conditions.

Got a question about your account? We’re happy to help—please send us a message through the app or an email to and we’ll look into it.

Betterment LLC is an SEC registered investment adviser. Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. Before investing, consider your investment objectives and Betterment's charges and expenses. Not an offer, solicitation of an offer, or advice to buy or sell securities in jurisdictions where Betterment is not registered. All images and return figures shown are for illustrative purposes only, and are not actual customer or model returns. Visit for more information


3,619 total
5 2,441 
4 658 
3 191 
2 106 
1 223 

  • Betterment
    Ron D'Amico Published date: November 18, 2017

    Amazingly simple, effective, & cheap! -Can open accounts with as little or as much $ as u want -Auto Transfer: set up schedule to withdraw $ from bank account & add to portfolio -CHEAPEST Invstmnt App out! .20% monthly management fee which is WAY CHEAPER than apps that charge $1/month minimum -Automatically creates portfolio based on your needs & auto readjusts daily to stay at specified %'s so u don't get too much/little in 1 sector due +/- in stock price -can buy Fractions of ETF shares vs. Brokerage acct where u can only but full shares -Tax Harvest: when selling shares saves u $ on taxes by selling shares u paid most &/or least for to minimize capital gains tax -Resource Center to help u become a wiser investor -Great Customer Service! Emails always immediately responded too by a live person Full Review

  • Betterment
    Published date: November 26, 2017

    Honestly, im sure its a good app an all but i just dont feel comfortable with giving out my SSN. To big of a chance its not real and just a way to steal information. I could be wrong bjt i just dont trust it. Full Review

  • Betterment
    Tim Hand Published date: November 28, 2017

    Latest update is very slow to start. I would also still like to see some of the graphing capabilities of the web platform pulled across to the app? Does all the basics well, balances, transaction logs. Keep up the dev 😀 Full Review

  • Betterment
    Published date: November 13, 2017

    I usually hesitate to update before reading several reviews, but this time I took a chance and was very happy to see that finally there's a graph feature showing account activity. This makes the app even more beneficial! Full Review

  • Betterment
    Nilesh Patel Published date: November 30, 2017

    Not able to link any bank accounts on this. App keeps crashing when I'm trying to add any bank account. Not useful at all. Full Review

  • Betterment
    Sterling Smart Published date: November 13, 2017

    Fast transfers from your bank account and the app is easy to use. Great emphasis on security! Full Review

  • Betterment
    Edward Young Published date: November 16, 2017

    Awesome saving tool. Better then any savings account! Full Review

  • Betterment
    Michael Castillo Published date: November 6, 2017

    The app is always great to be able to check your balances on a daily use. However you constantly have to make a couple more TAPS in order to see any type of activity or transactions when before you could just see it when you click into the account. Also the latest version takes up to 30 seconds to load up which was never the case before which was about 2 to 3 seconds. At first I thought it was just the app on my phone but it's happening cross all my other devices. Hopefully this will be taken care of on the next update. Full Review

  • Betterment
    Harrison Prather Published date: October 30, 2017

    This app is really only handy for checking balances. It doesn't give any other insights. All the other useful features require you to access them from the website. It's ironic that a company touting themselves as a technologically advanced broker can't make their app as useful as the website. Edit 10.12.17 My original complaint still stands but the latest update is awful. I primarily used the app to check daily activity and now that feature requires several additional taps and screen transitions. The usefulness of the app is not getting better. Full Review

  • Betterment
    Kevin Pham Published date: November 8, 2017

    One of the few apps that actually looks worse, has less and less features, and harder to use over time. Stopping changing the color theme and navigation flow. And don't force users into certain usage habit by making it harder to do or look at certain things. They just stop using the service all together! Full Review

  • Betterment
    Kevin Ruther Published date: October 30, 2017

    Custom settings should allow me to set default deposit amounts. My goal was to deposit $50. Logging in the new app for the first time resulted in one crash and 5 buttons. Good, but not great. Full Review

  • Betterment
    Justin Jackson Published date: November 11, 2017

    For tax coordinated portfolios, please add the ability to see the current portfolio allocation. The fact you have to go online for something so simple doesn't make any sense. Full Review

  • Betterment
    Stephen Coyner Published date: October 30, 2017

    Great app overall, but the latest version always takes 5-10 seconds to load upon first opening the app Full Review

  • Betterment
    Gavin Lewis Published date: November 13, 2017

    Love this app. However it has been suuuuper slow to load since the last update. Full Review

  • Betterment
    Blake J Merrell Published date: October 29, 2017

    It use to be much quicker to cash out than it is now. Went from 2 days to 6+ days. Not a deal breaker, but it was nice when it was faster. Full Review

  • Betterment
    Bradley Nichter Published date: October 26, 2017

    Keeps force closing while trying to setup account Full Review

  • Betterment
    Daniel P. Egan Published date: October 28, 2017

    Very different than most investing apps, in a good way. For real investing, not trading/speculating. Full Review

  • Betterment
    C Tannerd Published date: October 8, 2017

    Postive: The app is quick and responsive. The layout is simple and easy to follow. The visual style is very user friendly. Negative: The app doesn't recognize input/activity when using the messaging feature. The app will lock from inactivity after a few minutes. The app should recognize input in the chat feature so you can input detailed information with your questions or comments. Will give a higher rating once done. Thanks Full Review

  • Betterment
    Muhammed Ismail Published date: October 13, 2017

    This rating Is for the app not betterment service. The app is horrible! Randomly crashing when sending a message to customer service. Whenever trying to check something or switch from app reset it self and go back to home page. No settings to change login options. No messaging draft options. You can't do anything on this app and if you could I'll crash restart and you'll have to do it over again. Full Review

  • Betterment
    Derek Holmes Published date: October 22, 2017

    Reports have gotten worse with the updates. Id like a graph that shows your balance per day over the past month or year. Ideally compared to dow or nasdaq. Also bring back the feature to see how much you have made or lost since you last opened the app. Full Review

  • Betterment
    Matthew Frantz Published date: October 19, 2017

    With the latest update I can no longer see daily changes for my accounts. I have no idea why Betterment chose to do this but please bring that feature back or at least make it an option if you don't want it to be a feature. Edit for Betterment reply: I'm upgrading it to two stars since the feature is there but I still find it's new positioning to be pointless. This would be better integrated when you selected the individual account to view instead of having to do an additional two steps. Full Review

  • Betterment
    Brian Tu Published date: October 9, 2017

    This is a good app that gets the job done, albeit a little lackluster. It would be nice to have view data visualizations in the app like you would on the web, as the 📊 summary icon would suggest... Full Review

  • Betterment
    Travis Rauh Published date: October 20, 2017

    This app was great but they've removed all of the information. This app is essentially useless now unless you just want to see the balance. Full Review

  • Betterment
    Sean Rivinus Published date: October 12, 2017

    Ok service. Easy to use. The new app update changed the color and look to pretty horrid. Full Review

  • Betterment
    Matthew Wilkinson Published date: October 25, 2017

    The app keeps crashing when I try to send a message. Full Review

  • Betterment
    Chris Brennan Published date: October 11, 2017

    New update is a battery hog and frequently logs you out even if you're in the middle of writing a chat Full Review

  • Betterment
    Chipper Jones Published date: October 7, 2017

    Great app, super simple, easy to get in and get out Full Review

  • Betterment
    Sidney Crumpton Published date: October 17, 2017

    Hear bout it on Facebook Full Review

  • Betterment
    Samuel Dorsey Published date: October 7, 2017

    The ability to create and edit goals would be nice. Full Review

  • Betterment
    Tyler Hilliard Published date: September 8, 2017

    PROS: 1) great robo, 2) external sync works well, 3) support is intelligent, 4) has Socially Responsible Investments (SRI) [finally], 5) has joint accounts, 6) super modern app. CONS: 1) SRI is limited to one sector, 2) no good view of complete portfolio even if you sync external accounts (just lists them and gives you a single net worth number), 3) their management fee could probably afford to be lower, 4) not super transparent about their selected fund fees, even though they point out fund fees for external accounts Full Review

  • Betterment
    Patrick Holt Published date: September 16, 2017

    App runs smoothly and has a nice, clean UI. It would be nice if it showed industry standard time periods for returns (MTD, 3 mo, YTD, etc) rather than only total return, as well as growth charts. That aspect of the app is really lacking. Full Review

  • Betterment
    Sara Punley Published date: September 11, 2017

    At first I was scared, but I've been investing for 3 months...this is fun! I actually am earning money back compared to it just sitting in the bank. It's also nice to have access to your money in an emergency, it takes a week or two but it's still your money. Full Review

  • Betterment
    Tyler R. Published date: September 19, 2017

    As a novice investor, I appreciate this app for making the tough choices for me and helping me understand how I should invest for my future. Thanks for making a product that makes investing easy and understandable, keep up the great work guys! Full Review

  • Betterment
    Eric Worstell Published date: October 2, 2017

    It's too easy. You just put your money in, and they'll manage it for next to nothing. I've only had my money in for 9 months and they've made me $250 Full Review

  • Betterment
    Aaron Hutchins Published date: October 6, 2017

    Still cannot get into this app since a previous update. Gives me strange errors about connectivity, but my connectivity is fine...ALWAYS! No idea what's going on with my weekly deposited money. Full Review

  • Betterment
    David Paul Published date: September 13, 2017

    It is very simple and easy to use. I wish that it had a page that showed values and metrics and some pretty pie charts, but for the beginner investor i can see that it might be better to keep it simple as it is, i do hope they add some slightly more advanced metric features in the future though Full Review

  • Betterment
    Matthew Published date: September 22, 2017

    Good app for someone that wants to start investing for retirement but knows nothing about investing! From what friends and family say, they're fees are super cheap. Full Review

  • Betterment
    Cristina Stan Published date: September 21, 2017

    This is a great investment app if you don't want to do the work and research yourself. The amount of dividends add up pretty fast and you can notice a difference. Full Review

  • Betterment
    Solen Ves Published date: September 19, 2017

    They finally listened and now have a aggressive fixed income portfolio. I'm going to give them another chance. Full Review

  • Betterment
    Joshua Reed Published date: September 13, 2017

    Clean interface. Simple to use. Still would is the desktop site to make significant changes to my account, but this is a good snapshot window. Full Review