CreditWise from Capital One

CreditWise from Capital One

CreditWise from Capital One - Free credit score and monitoring


Additional Informations
  • Current Version: 1.15.1
  • Updated: December 12, 2017
  • Requires Android: 4.1 and up
  • Installs: 1,000,000 - 5,000,000

Screenshots


Descriptions


Know your credit score and much more

Capital One CreditWise® is a free tool to check and monitor your credit score and it’s AVAILABLE TO EVERYONE not just Capital One® customers. Use CreditWise to understand what makes up your score and find helpful ways to take action to improve it. If your score is where you want it to be, use CreditWise to keep an eye on your accounts and get alerts when something changes on your TransUnion® credit report.

Used by millions of Capital One customers, CreditWise (formerly CreditTracker) is key for anyone who wants to know, improve, or monitor their credit score. Using CreditWise won’t hurt your score, and you won’t ever be asked to enter a credit card number.

All features are free:
● Weekly TransUnion® VantageScore 3.0 credit score.
● Review your credit report from TransUnion® to look for signs of error, theft, or fraud. Your credit report includes open/closed accounts, balances, hard inquiries, personal information, and public records that have been reported to TransUnion®.
● Use the Credit Simulator to see how everyday decisions affect your credit score.
● Learn about the key factors that make up your credit score and how you’re doing on each of them.
● See personalized suggestions to help improve your credit score.
● Get alerts letting you know about changes to your TransUnion credit report.
● Simple, everyday tips on how you can take control of your credit.

Prepare Before You Act

How could closing a credit card account affect your credit score? How much could your score change if you pay off half your credit card debt or all your debt? See how these decisions could impact your score before you act by using our Credit Simulator.

Frequently Asked Questions

Q: Can everyone access the CreditWise app?
A: Yes. You just have to be 18 or older.

Q: Does using CreditWise hurt my credit score?
A: No. You can utilize all of CreditWise’s free tools and features without hurting your score.

Q: How can I use my CreditWise credit score?
A: Your CreditWise score is a good measure of your credit health and its progress. And just like any score from any source, chances are your CreditWise score won’t be exactly the same as the one your lender uses. That’s because lending decisions are complex and consider a number of different factors and scoring models.

Q: I’m already enrolled in Capital One CreditTracker. Can I use the same username and password?
A: Yes. If you’ve already enrolled in CreditTracker, use the same username and password that you use to sign in to service your accounts on CapitalOne.com or to access the Capital One Mobile servicing app.

Reviews


4.6
17,852 total
5 13,500 
4 2,683 
3 713 
2 230 
1 726 

  • CreditWise from Capital One
    Jenna Hilton Published date: December 13, 2017

    Super convenient and free! It's helpful to check your credit regularly so you can make sure nothing suspicious is going on. (Especially after Equifax being hacked in summer of 2017, 143 millions Americans information stolen).. check your credit people! Make sure nobody is applying for loans, cars, credit cards, etc. with your information! Full Review

  • CreditWise from Capital One
    Charles Royal Published date: December 16, 2017

    Before I check out credit wise I was blind to understanding credit and how scores go up and down. I wouldn't say I quite get it all yet, but this app has helped alot. It's so simple and easy. Kuddos cw Full Review

  • CreditWise from Capital One
    Brandon Wilson Published date: December 12, 2017

    I didnt even open it being that it needs permission to make calls. Makes no sense on why you would need this granted to tell me something from the credit bureau. Full Review

  • CreditWise from Capital One
    Victor Suero Published date: December 14, 2017

    Great app and I love how this one shows you what the new update to ur credit report and score is not like the other ones that u gotta kinda go looking for it in ur own Full Review

  • CreditWise from Capital One
    Juan Aguilar Published date: December 14, 2017

    Great app i use it all the time. It helps my track my credit score and tells me where i need improvement and how I can help myself to improve my credit. Full Review

  • CreditWise from Capital One
    Bryan Pennington Published date: December 14, 2017

    With this app I have been given the tools to go from low 500s to 695 today. The app will not do it for you but a little work and patients and lots of education about credit can help. Full Review

  • CreditWise from Capital One
    Published date: December 16, 2017

    So insightful and interesting. Really gives you a clear idea of where you could be headed, with what you know you can do with your credit in the next couple years.... Love the concept💝 Full Review

  • CreditWise from Capital One
    Kevin Freeland Published date: December 14, 2017

    Easy to sign up. Provides clear information on your current credit situation and the simulator is a great tool. Full Review

  • CreditWise from Capital One
    Jeannie Dickerson Published date: December 14, 2017

    I love this app, helps me stay up on my credit an makes me feel like I have control. Full Review

  • CreditWise from Capital One
    Robin Meyer Published date: December 13, 2017

    This is a good tool to review your credit scores. It gives you an overview of all your credit cards. Full Review

  • CreditWise from Capital One
    Am Scott Published date: December 14, 2017

    I love being able to stay on top of my credit in real time. Thank you Full Review

  • CreditWise from Capital One
    Angelica Delgado Published date: December 17, 2017

    Helps me keep track of my credit and prevent fraud. I was a victim of identity theft and now I get alerts when ever something new is applied Full Review

  • CreditWise from Capital One
    maria c Published date: December 14, 2017

    So far this app is very helpful for my needs to see where I stand with my scores. Full Review

  • CreditWise from Capital One
    Published date: December 17, 2017

    It's Always At My Finger Tip And Helps Me Keep Track Of My Hard Efforts To Stay Credit Worthy, CreditWise From Capital One Works For Me. Thank You.♡ Full Review

  • CreditWise from Capital One
    victoria bishop Published date: December 15, 2017

    Very easy to use. Very helpful with suggestions. This app gives my Wise info about credit. Full Review

  • CreditWise from Capital One
    C.Micah Solomon Published date: December 14, 2017

    Excellent app, responsible for making me aware of evident identity theft Full Review

  • CreditWise from Capital One
    Charles Vrabel Published date: December 14, 2017

    I like this application I really like using the simulator to see what will happen to my credit score. Full Review

  • CreditWise from Capital One
    christine shockley Published date: December 14, 2017

    Great app to see your credit score and how to make it better. Full Review

  • CreditWise from Capital One
    Christopher Smith Published date: December 16, 2017

    I find this App to be quite accurate and resourceful to/for me. Full Review

  • CreditWise from Capital One
    Dana T Published date: December 15, 2017

    A good app to keep you informed with credit rating Full Review

  • CreditWise from Capital One
    Roy Franklin Published date: December 15, 2017

    It helps keep your credit on track! Full Review

  • CreditWise from Capital One
    Garry Chilton Published date: December 14, 2017

    Incorrect information and no contact info Full Review

  • CreditWise from Capital One
    shelley miller Published date: December 14, 2017

    Love it tells me everything about my credit and how to improve it Full Review

  • CreditWise from Capital One
    Karim Lokswe Published date: December 16, 2017

    So amazing just try it out it's really amazing Full Review

  • CreditWise from Capital One
    Clifford Goins Published date: December 15, 2017

    This app is a must have if you're working on your credit!! Full Review

  • CreditWise from Capital One
    Published date: December 14, 2017

    Great app for someone establishing credit! Full Review

  • CreditWise from Capital One
    Published date: December 15, 2017

    The credit simulator is a great tool! Full Review

  • CreditWise from Capital One
    Published date: December 16, 2017

    Splendid tool, very encouraging & helpful... Full Review

  • CreditWise from Capital One
    Randy Clark Published date: December 14, 2017

    Very easy to understand. Love this app. Full Review

  • CreditWise from Capital One
    Slyde Waaze Published date: December 14, 2017

    Works great and is right on top of changes Full Review

  • CreditWise from Capital One
    Dave Jankins Published date: December 14, 2017

    Very easy to use!!! Full Review

  • CreditWise from Capital One
    Nik N Published date: December 15, 2017

    Overall great app. Full Review

  • CreditWise from Capital One
    Roberto Ramirez Published date: December 14, 2017

    Helps monitoring my credit Full Review

  • CreditWise from Capital One
    SHERRY LEFTRIDGE Published date: December 15, 2017

    Very informative! Full Review

  • CreditWise from Capital One
    Charles Smith Published date: December 14, 2017

    Never fails me Full Review

  • CreditWise from Capital One
    Joshua Yates Published date: December 14, 2017

    Very easy to use Full Review

  • CreditWise from Capital One
    TERRY YOST Published date: December 14, 2017

    Very easy to use Full Review

  • CreditWise from Capital One
    Published date: December 15, 2017

    Easy and secure app Full Review

  • CreditWise from Capital One
    diane mark Published date: December 16, 2017

    I love this app Full Review

  • CreditWise from Capital One
    Dusty Faison Published date: December 13, 2017

    Awesome and accurate 😃 Full Review